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First Time Mortgages

It sometimes seems as if the entire country has been struck by home-buying fever. Droves of long-time renters are entering the home buying market for the first time. Additionally, homeowners who in the past would have been content to stay in a single home for 10 or 20 years are now fixing and flipping house after house, never staying in a single home for more than five years.

In recent years, it has been a seller's market. While that trend is starting to change in certain areas of the United States, there's no question that this is still a very competitive real estate market. If you have the good fortune to spot your dream home with a For Sale sign planted in the front yard, you'll probably have to compete against many other potential buyers for the right to move in. To compete successfully, you'll need mortgage pre-approval.

The Benefit of Pre-Approval for First Time Mortgages
At 4MortgageRateQuotes.com, we specialize in mortgages, home equity loans, and refinancing programs of all kinds. We don't lend money ourselves. Rather, we provide first time buyers like you (as well as seasoned homeowners) with fast, free rate comparisons for various mortgages and programs.

When first time buyers have pre-approval for their mortgages already in place, sellers are more likely to consider them as serious buyers. Remember, the person selling her house is just as nervous as you are about the sale going smoothly. When you obtain pre-approval (after filling out our online form and comparing a number of rates), you distinguish yourself as a buyer the seller can trust, giving you a better shot of landing your dream home.

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