NY Mortgage Refinance Rates
Often, individuals research New York (NY) mortgage refinance rates, yet fail to pay close attention to the fees involved. It is extremely important to pay attention to both, as fees can add on to your payments as surely as high interest rates can. For this reason, it is crucial to read the fine print on all loan documents before you sign them. If you see a fee that you do not understand, be sure to discuss it with your lender.
If a mortgage refinance lender sells its loans for servicing, be sure to evaluate the fees charged by its servicer as well. It makes little sense to obtain the lowest NY refinance rates, yet get buried in fees. Many lenders are charging borrowers for things that were once free. To avoid being shocked with a bunch of charges later, learn, in advance, what you can expect to be charged.
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